401(k) – How’s Your Retirement Looking?

By Adams Financial Concepts | January 17, 2018 | 0 Comments

How much you put into your 401(k) and how your plan performs can determine how you enjoy your golden years. Will you live comfortably or will you need to sell peanuts at the baseball game? Recently 401(k)s have come under incredible scrutiny. The Department of Labor, who oversees 401(k)s, says […]

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401(k) Facts and Stats

By Adams Financial Concepts | January 17, 2018 | 0 Comments

I’ve spent a lot of time talking about 401(k)s in the last few months. We’ve covered the challenges, upcoming changes, historical development, and potential criminal liability. Still, I know it can be a lot to take in. Here are a few quick facts and stats to help you keep things […]

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Ten Is the New Four

By Adams Financial Concepts | January 17, 2018 | 0 Comments

It used to be saving 4% of your income over the 40 working years to retirement (22 to 62) would be enough to get you to 80% of your annual salary. Now financial advisors and financial firms are recommending 10%! The reason? Using current financial planning software, modern portfolio theory […]

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The Equation Has Changed Part 2

By Adams Financial Concepts | November 8, 2017 | 0 Comments

Last week I posed a question – why is 10% the new 4%? Why do you need to put 10% of your income away in whatever account is preparing you for retirement, when just a few years ago, 4% was considered a safe nest egg? Let’s look at the math […]

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The Equation Has Changed Part 1

By Adams Financial Concepts | November 8, 2017 | 0 Comments

Do you read the newspaper or listen to CDs? When was the last time your heard the dialup tone? Do you know what a dialup tone is? In just the last 20 years, we have experienced exponential change in everything from how we decide what to have for dinner to […]

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