We’re Getting Old

By Adams Financial Concepts | January 17, 2018 | 0 Comments

In 1965, a Frenchman by the name of Andre-Francois Raffray thought he had made a very good deal; he had purchased an apartment from an elderly widow for about $500 a month. Up until 1975, France had no form of Social Security, and retired individuals had to rely on their […]

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Climate Change and Energy Consumption

By Adams Financial Concepts | January 17, 2018 | 0 Comments

Watching the reports on Irma and Harvey, rubbing my eyes from the haze that covered much of Seattle, and having the wettest winter in Seattle’s recorded history to this summer’s longest period without rain all feels like climate change to me. Yet we seem to be plunging forward into a […]

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Impeachment

By Adams Financial Concepts | January 17, 2018 | 0 Comments

What happens to the markets if President Trump is impeached? It isn’t my intention to give a prediction on if he will or will not be impeached. I am writing this to analyze what would happen if he is impeached, so that you will be prepared in the event. My […]

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New Year, New Everything

By Adams Financial Concepts | January 17, 2018 | 0 Comments

The New Year is traditionally a time for self-reflection and New Year resolutions: You’re going go on more walks, lose some weight, cook more, and really buckle down on work – at least until March. It’s not all that different in the financial world. For the months on either side […]

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Trump Trade War

By Adams Financial Concepts | January 17, 2018 | 0 Comments

These last few weeks have been a roller coaster, no matter who you voted for. You may be surprised to know that the DOW doesn’t reflect this. On Monday and Tuesday November 7 and 8, when polls were showing Clinton was going to be elected President, the DOW was up […]

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Inflation to Escape Depression

By Adams Financial Concepts | January 17, 2018 | 0 Comments

Howard Marks, investor and writer, said “you can’t predict but you can prepare.” So, today I’m taking a mile-high view of the supercycle (what’s a supercycle? Read more about it in “The Third Supercycle Is Now”) and how I believe it will end, so that we can all be prepared. […]

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The History of Crowdfunding

By Adams Financial Concepts | January 17, 2018 | 0 Comments

In 1958, Harvard economist John Kenneth Galbraith published The Affluent Society, in which he outlined his belief that the US had reached the pinnacle of affluence – that American standards of living had risen as high as they ever would. Most families owned a car, their own 1,100 ft2 (on […]

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The Myth of Excellence – Part Two

By Adams Financial Concepts | January 17, 2018 | 0 Comments

I’ve been talking about how companies are seeing their lifespans shrinking – particularly how short the lifecycles of companies in the S&P500 have become. If you’re an investor that favors the buy-and-hold strategy, this is an intimidating prospect. The days of finding that perfect company, buying it, and tucking it […]

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The Myth of Excellence – Part One

By Adams Financial Concepts | January 17, 2018 | 0 Comments

Buy and Hold was (and sometimes still is) a strategy to find great companies: purchase their stock and put it away to hold for decades. I still believe in buy and hold, but the timeline for the holding period has significantly shortened. I recently read a book by Fred Crawford […]

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Brexit

By Adams Financial Concepts | January 17, 2018 | 0 Comments

The news that overhangs the markets is Brexit – the UK voted to leave the European Union. While I believe that this was a very short-sighted decision, I also believe that the Brexit decision has a historical impetus going back several centuries along with more recent history. During the late […]

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