News & Events

I said it last week. I’m going to say it again. Do not lower your expectations as an investor. Did the Great Recession leave you wary? Most likely....

401(k) Developments

It’s my pleasure to introduce Rowena Lei, the newest member of the Adams Financial Concepts family. As a recent graduate from the University of...

401(k) Changes

Change. Do you find it scary? A lot of people do. In the financial industry, big businesses have been fighting change. They haven’t been successful....

401(k) – How’s Your Retirement...

How much you put into your 401(k) and how your plan performs can determine how you enjoy your golden years. Will you live comfortably or will you need...

401(k) Facts and Stats

I’ve spent a lot of time talking about 401(k)s in the last few months. We’ve covered the challenges, upcoming changes, historical development, and...

Ten Is the New Four

It used to be saving 4% of your income over the 40 working years to retirement (22 to 62) would be enough to get you to 80% of your annual salary. Now...

The Equation Has Changed Part...

November 8, 2017

Last week I posed a question – why is 10% the new 4%? Why do you need to put 10% of your income away in whatever account is preparing you for...

The Equation Has Changed Part...

November 8, 2017

Do you read the newspaper or listen to CDs? When was the last time your heard the dialup tone? Do you know what a dialup tone is? In just the last 20...